D

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Word	Meanings
Daawa	Lit. Call; Missionary activities.
Dalil	A scientific argument based on reason.
Daman	Guarantee, security. Taking responsibility. Also see Kafalah.
Daman	Taking liability, responsibility – contract of guarantee; responsibility of entrepreneur/manager of a business.
Daman Khatar	Guarantee against the travel hazards.An arrangement of mutual assistance in which losses suffered by traders during journeys due to hazards were indemnified from jointly pooled funds.
Darura	Necessity, overriding necessity. Adopting a ruling, even one that may contravene a Shari’ah rule, when one is compelled by extreme necessity, usually life or death (Usually used for the “Doctrine of Necessity,” whereby something otherwise prohibited becomes temporarily permissible).
Darurah	(See Darura.)
Da'wah	Claim, as in Takaful.
Dayn	(1) Debt. A dayn comes into existence as the result of any contract or credit transaction.
	(2) Debt; goods of indeterminate category that can be used for payment of liabilities; a liability to pay which results from any credit transaction like purchase/sale on credit or due rentals in Ijarah (leasing). A Dayn comes into existence as a result of any other contract or credit transaction.
	(3) Debt. A Dayn comes into existence as a result of any other contract or credit transaction. It is incurred either by way of rent or sale or purchase or in any other way which leaves it as a debt to another. The lender should not impose on the borrower more than what is given on credit.
Debt	Usually refers to an amount owed for funds borrowed. The debt may be owed to an organisation's own reserves, individuals, banks, or other institutions. Generally, the debt is secured by a note, bond, mortgage, or other instrument that states repayment and interest provisions. The note, in turn, may be secured by a lien against property or other assets. Debts in different forms all imply intent to pay back the amount owed by a specific date as set out in the repayment terms.  .
Debt Service Reserve	Term used to refer to cash reserves set aside by a borrower, either by internal policy or lender covenant, to repay debt in the event that cash generated by operations is insufficient.
Deen	It refers to a complete code of life prescribed in Islam.
Default	A failure to discharge a duty. The term is most often used to describe the occurrence of an event that cuts short the rights or remedies of one of the parties to an agreement or legal dispute, for example, the failure of the mortgagor to pay a mortgage installment, or to comply with mortgage covenants.
Dham¯an Khatr al-Tariq	An arrangement of mutual assistance in which losses suffered by traders during journeys due to hazards on trade routes were indemnified from jointly pooled funds.
Dhimmah	Responsibility, term used in Takaful.
Diminishing Musharakah	(See Musharakah, Diminishing.)
Din	(See Deen.)
Dinar	Currency in the form of gold coins that was prevalent in the past.
Dinar	Currency in the form of gold coins that was used in the past. The term is still used in some Muslim countries, like Iraq.
Dirham	(1) Currency in the form of silver coins prevalent in the past.
	(2) Name of a currency unit, usually a silver coin, used in the past in several Muslim countries. The term is still used in some Muslim countries, such as Morocco and United Arab Emirates.
Diyah	Blood money
Due Diligence	Refers to the task of carefully confirming all critical assumptions and facts presented by a borrower. This includes verifying sources of income, accuracy of financial statements, value of assets that will serve as collateral, the tax status of the borrower and any other material facts presented by the borrower.
Dunya	This "world". Dunya literally means 'closer' or 'lower. Life in this world temporal world - and its earthly concerns and possessions.
Duyoon Haalah	Dayn / Debts that have become due or can be called back at any time.
Duyun Mu’ajjalah	Time of payment settled between the creditor and the debtor and the debt is not yet due.

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